National Recovery & Mobility Services — Investment Case & Conclusion

The closing investment case and conclusion, summarising why NRMS represents a compelling, contract-backed mobility-services opportunity and the call to action for investors.

National Recovery & Mobility Services Business PlanSection 14 › Investment Case & Conclusion

Section 14 · Business Plan

Investment Case & Conclusion

The closing investment case and conclusion, summarising why NRMS represents a compelling, contract-backed mobility-services opportunity and the call to action for investors.

14.1 The Investment Thesis in One Page

National Recovery & Mobility Services is built to become South
Africa’s leading professionalised, technology-enabled, contract-driven
towing and roadside assistance platform. The investment thesis rests on
four pillars:

  • Compelling market — A ZAR 2.7+ billion
    addressable market growing at 3.8% CAGR, with structural tailwinds
    (insurance penetration, fleet growth, regulatory formalisation) that
    favour the professional operator.
  • Fragmented incumbents — The top 10 operators
    control less than 25% of the market. No single operator has both
    national scale and top-quartile technology. This is a pre-consolidation
    market offering first-mover advantage.
  • Executable operational model — Unit economics
    are well-understood, the go-to-market is sequenced, and the
    implementation risk is actively mitigated through phased capex and
    go/no-go gates.
  • Asset-backed downside protection — The fleet
    retains over 50% of its value through the investment horizon, and the
    senior debt is fully collateralised. Equity investors are not funding
    unsecured working capital.

14.2 Key Projected Outcomes

Metric Year 1 Year 3 Year 5
Revenue (ZAR millions) 12 55 95
EBITDA (ZAR millions) 2.2 14.0 30.0
EBITDA margin 18% 25% 32%
Fleet (trucks) 25 60 74
Headcount 52 126 180
Contracted revenue ratio 55% 70% 78%
Return on Equity (4.6%) 18.1% 30.1%

14.3 Why NRMS Will Win

In a fragmented industry populated by under-capitalised operators,
the winning play is to deliver enterprise-grade service at scale while
maintaining the operational discipline of an owner-operator. NRMS is
built around precisely this thesis. The fleet is owned and managed
directly. Drivers are employed, trained and incentivised by the Company.
Dispatch is centralised and technology-enabled. SLAs are contracted,
measured and reported. Compliance is certified and maintained from Day
1. National coverage is built by deliberate sequencing, not by
franchising or sub-contracting. The combination is rare in the industry
and represents a durable competitive moat.

14.4 Call to Action

The promoters are engaging with a small number of prospective lead
equity investors and senior lenders. Indicative term sheets are being
discussed, and the transaction is targeted for financial close within 90
days of mandated advisor appointment. Prospective investors are invited
to:

  • Review this Plan and any supporting data-room documents
  • Participate in a management presentation (in-person or
    virtual)
  • Conduct reference calls with anchor insurer and fleet-operator
    counterparties (subject to NDA)
  • Submit indicative terms by the agreed bid deadline
Contact & Next Steps For data room access, management presentation scheduling, and term sheet discussions, please contact the CEO office at investors@nrms.co.za. All communications are handled under strict NDA. References from anchor commercial counterparties are available on request.

— End of Business Plan —

Strictly Private & Confidential • National Recovery &
Mobility Services (Pty) Ltd • 2026

Confidential — this business plan is provided to prospective investors and lenders for evaluation purposes only and may not be reproduced or distributed without the written consent of National Recovery & Mobility Services (NRMS).