TerraVanta AgriServices Business Plan — ESG, Development Impact & Food Security

Section 8 · 9 of 24

ESG, Development Impact & Food Security

TerraVanta’s commercial model is closely aligned with the development mandates of the institutions most likely to fund it. This alignment is not incidental, it lowers the cost and improves the availability of capital, and it de-risks the social licence to operate.

8.1 Food-security and development contribution

  • Regional grain security through additional, well-located storage and reduced post-harvest loss.
  • Higher agricultural productivity via mechanisation access and precision-agriculture support.
  • Rural infrastructure development and job creation across the footprint.
  • Financial inclusion for emerging farmers historically excluded from formal credit.

8.2 Farmer development programme

Modelled on established Southern African farmer-development initiatives, the Group will operate mentorship and training academies, mechanisation-access schemes, emerging-farmer finance and market-access support, building the pipeline of bankable farmers that, in turn, grows the Group’s own addressable market.

StrengthImpact that pays for itself

Emerging-farmer development is both a social good and a commercial pipeline: today’s mentored smallholder is tomorrow’s storage, input, finance and equipment customer. Development impact and unit economics reinforce one another.

8.3 Indicative development-impact targets

Development-finance institutions underwrite measurable impact alongside financial return. The Phase-1 targets below give lenders a concrete, reportable impact thesis aligned to the mandates of the DFIs most likely to anchor the raise. All figures are Phase-1 targets over the five-year horizon, not guarantees.

Impact dimension

Phase-1 target

Aligned SDG

Grain storage capacity added

500,000 MT

SDG 2 — Zero Hunger

Direct jobs created

~2,500 across the footprint

SDG 8 — Decent Work

Emerging farmers financed

Progressive inclusion via secured finance

SDG 10 — Reduced Inequalities

Post-harvest loss reduction

Lower spoilage via modern storage

SDG 12 — Responsible Consumption

Smallholder productivity

Mechanisation & agronomy access

SDG 1 — No Poverty

NOTE — Impact reporting is part of the funding structure

A DFI-anchored capital stack typically carries impact covenants and annual reporting obligations. Building the measurement framework now, jobs, tonnes, farmers financed, emissions intensity, both satisfies those obligations and strengthens the Group’s case for concessional or blended tranches that lower the blended cost of capital.