Nimbus Direct Insurance — Implementation Roadmap
The programme structure, the 5-year implementation Gantt chart, the critical milestones and the programme governance underpinning the build and launch.
Section 11 · Business Plan
Implementation Roadmap
The programme structure, the 5-year implementation Gantt chart, the critical milestones and the programme governance underpinning the build and launch.
11.1 Programme Structure
The Nimbus implementation programme is structured across four
parallel workstreams over twenty quarters (Years 1–5), with
critical-path dependencies clearly identified. The programme adopts a
quarterly cadence of milestone reviews, monthly cross-workstream
coordination, and a weekly Executive Committee that monitors execution
risk.
- Workstream 1: Regulatory & Capital — licence
application, capital raise, ORSA submission, reinsurance treaties,
regulatory engagement. - Workstream 2: Technology & Data — core
platform build, data fabric, underwriting and claims engines, security
operations. - Workstream 3: SA Products & Marketing —
South African product launches, brand launch, performance marketing,
retention engine. - Workstream 4: Botswana Expansion — licensing,
operations setup, product launches, in-country marketing.
11.2 Gantt Chart — 5-Year Implementation Roadmap
11.3 Critical Milestones
| Milestone ID | Target Date | Description | Critical Dependency |
|---|---|---|---|
| M1 | Q1 Year 1 | First close of capital raise (minimum ZAR 600M) | Founder team assembled |
| M2 | Q4 Year 1 | PA non-life insurance licence granted | Capital paid in; key persons approved |
| M3 | Q1 Year 2 | Core technology platform operational (UAT signed off) | Vendor / build contract executed |
| M4 | Q2 Year 2 | Motor product pilot live (~5,000 customers) | M2 + M3 complete |
| M5 | Q3 Year 2 | Motor product full commercial launch | M4 successful pilot |
| M6 | Q3 Year 2 | Home & contents product live | M3 complete; reinsurance treaty signed |
| M7 | Q1 Year 3 | SME product live; 100,000 customers reached | Sales engine scaled |
| M8 | Q2 Year 3 | Telematics & UBI platform operational | Data partnerships executed |
| M9 | Q3 Year 3 | NBFIRA Botswana licence granted | Subsidiary incorporated; key persons in place |
| M10 | Q4 Year 3 | Botswana motor product launched | M9 complete |
| M11 | Q2 Year 4 | Life & funeral licence and product live (SA) | Nimbus Life subsidiary incorporated |
| M12 | Q1 Year 5 | Series B / pre-IPO capital raise complete | Plan execution on track |
| M13 | Q4 Year 5 | IPO process commenced (or strategic exit) | Three years of audited results; 1.4M customers |
11.4 Programme Governance
The implementation programme will be governed by a Programme Steering
Committee chaired by the CEO and including all C-suite executives, the
Chair of the Board, and the lead investor representative.
Programme-Office function (3 FTEs) will track milestones, manage
interdependencies, and escalate risks weekly. Quarterly Board updates
and lender/investor reports will document progress against the milestone
schedule.
Confidential — this business plan is provided to prospective investors and lenders for evaluation purposes only and may not be reproduced or distributed without the written consent of Nimbus Direct Insurance Group (Pty) Ltd.