Copperfrontline Logistics Business Plan — Capital Expenditure, Funding and the Balance Sheet

The fleet build to 54 combinations, asset finance on 75% of each vehicle, the US$0.9m term facility and the balance sheet by year.

Capital Expenditure, Funding and the Balance Sheet

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  • 8.1 Capital expenditure
  • 8.2 Funding structure
  • 8.3 Debt service cover
  • 8.4 Cash
  • 8.5 Balance sheet

8.1 Capital expenditure

Capital expenditure by category against the fleet ramp
Figure 14. Capital expenditure by category against the fleet ramp.

US$ million

FY2027

FY2028

FY2029

FY2030

FY2031

Total

Vehicles — tractor and trailer combinations

1.95

1.56

1.95

2.34

2.73

10.53

Depot, workshop and secure yard at Kitwe

0.62

0.18

0.24

0.16

0.12

1.32

Workshop equipment and tooling

0.18

0.09

0.11

0.08

0.06

0.52

Telematics, fuel management and systems

0.10

0.06

0.09

0.07

0.07

0.39

Total capital expenditure

2.85

1.89

2.39

2.65

2.98

12.76

Of which funded by asset finance

1.46

1.17

1.46

1.75

2.05

7.89

Of which funded by equity

1.39

0.72

0.93

0.90

0.93

4.87

Vehicles are US$10.53m of the US$12.76m programme. Asset finance covers 75 per cent of each vehicle, leaving deposits of US$2.63m that equity must fund — nearly sixty per cent of the entire equity raise. The depot, workshop and secure yard at Kitwe are US$1.32m, of which the US$0.9m term facility carries most.

8.2 Funding structure

The funding structure and what the equity actually buys
Figure 15. The funding structure and what the equity actually buys.

Layer

Amount

Terms

Purpose

Equity

US$4.40m

65% of the share capital

Vehicle deposits, the depot, the working capital gap and trading losses to breakeven

Asset finance

US$7.90m across the plan

75% of each vehicle at 13.0% over 6 years

Matched to the vehicle it funds, secured on that vehicle

Term facility

US$0.90m

11.5%, amortising

Depot, workshop and secure yard at Kitwe

Application of equity proceeds

US$ million

Share

Vehicle deposits at 25% of cost

2.63

60%

Depot, workshop, yard and equipment, net of term facility

0.96

22%

Working capital gap on 55-day customer terms

0.52

12%

Trading losses to EBITDA breakeven in month 10

0.19

4%

Contingency and pre-operating costs

0.10

2%

Total

4.40

100%

8.3 Debt service cover

Debt service cover by year against the covenant level
Figure 16. Debt service cover by year against the covenant level.

US$ million unless stated

FY2027

FY2028

FY2029

FY2030

FY2031

EBITDA

(0.12)

0.38

0.93

1.66

2.61

Debt service

0.41

0.73

1.05

1.44

1.90

Debt service cover

-0.29x

0.52x

0.89x

1.15x

1.37x

Asset finance outstanding

1.37

2.28

3.30

4.35

5.37

Term facility outstanding

0.80

0.68

0.54

0.39

0.21

Total debt outstanding

2.17

2.96

3.84

4.74

5.58

8.4 Cash

Monthly cash, working capital and annualised debt service
Figure 17. Monthly cash, working capital and annualised debt service.

The cash line explains the structure of the ask. The company is EBITDA-positive from month 10 and still consumes cash for years, because every new truck requires a deposit of 25 per cent of its cost before it earns anything, and because customers pay at 55 days while diesel, tolls and border charges are settled in cash. Cash falls from US$3.34m at the end of FY2027 to US$0.18m at FY2031, and the trajectory is entirely a function of the fleet ramp rather than of trading performance.

8.5 Balance sheet

US$ million, at year end

FY2027

FY2028

FY2029

FY2030

FY2031

Fleet, depot and equipment, net

2.59

4.05

5.80

7.57

9.41

Trade receivables at 55 days

0.12

0.37

0.66

1.03

1.47

Cash

3.27

1.96

0.62

-0.45

-1.18

Total assets

5.98

6.38

7.08

8.15

9.70

Share capital

4.40

4.40

4.40

4.40

4.40

Retained earnings / (accumulated deficit)

(0.61)

(1.05)

(1.29)

(1.20)

(0.58)

Total equity

3.79

3.35

3.11

3.20

3.82

Asset finance

1.37

2.28

3.30

4.35

5.37

Term facility

0.80

0.68

0.54

0.39

0.21

Trade and other payables

0.02

0.07

0.13

0.21

0.30

Total liabilities

2.19

3.03

3.97

4.95

5.88

Total equity and liabilities

5.98

6.38

7.08

8.15

9.70

Gearing

36.4%

46.9%

55.3%

59.7%

59.4%

Balance sheet — asset composition
Figure 18. Balance sheet — asset composition.

Total equity falls from US$4.40m at inception to a low of US$3.11m at the end of FY2029 before recovering to US$3.82m, and gearing peaks at 59.7 per cent in FY2030. The balance sheet is almost entirely fleet: net fixed assets are US$9.41m of US$9.70m of total assets by FY2031, against US$5.58m of asset finance and term debt. Net debt at FY2031 is US$5.40m after cash.