LuminaScanX South Africa Diagnostic Centres Business Plan — Appendix B: Key Assumptions Register

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Key Assumptions Register

The following register documents every material assumption underpinning the model, its value and its rationale, so reviewers can independently test each input.

Assumption

Value

Source / rationale

Revenue trajectory

R95m → R710m

Sponsor targets, preserved exactly

EBITDA trajectory

R18m → R228m

Sponsor targets, preserved exactly

EBITDA margin

18.9% → 32.1%

Utilisation maturity + mix shift

Operating costs

Plug to EBITDA

Balancing item to sponsor EBITDA

SA corporate tax

27%

SARS statutory rate

Assessed-loss cap

80%

Post-2022 SA tax rule

Prime / repo

10.5% / 7.0%

SARB, July 2026

Term loan A

R150m @ 13.0%, 7y, 1y grace

Prime + 2.5%

Expansion facility B

R150m @ 13.5%, drawn Y2–Y4

Prime + 3.0%

Revolver

R50m @ 13.5%

Prime + 3.0%, scheme receivables

Series B equity

R100m, Years 2–3

Expansion round

Depreciation — equipment

9-year straight-line

Imaging asset life

Depreciation — fit-outs/IT/mobile

12 / 5 / 7-year

Asset-class conventions

Receivables / inventory / payables

18% / 3% / 8% of revenue

Scheme settlement & consumables

WACC

13.1%

Blended equity & after-tax debt

Exit multiple

8.5× EV/EBITDA

Scaled diagnostics comparables

Terminal value

R1,938m

8.5× Year-5 EBITDA

Imaging market

US$454m (2023) → US$616m (2030)

Independent market studies

Radiologist density

~1 per 100,000

SA vs UK 4.7 / Europe ~13