Mainstreet Brick Business Plan — Route to Market and Sales Strategy

Selling into builders' merchants, contractors and direct site delivery, and the pricing and credit terms each channel brings.

Route to Market and Sales Strategy

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  • 7.1 The credit problem, stated directly
  • 7.2 Ramp strategy

Channel

Share of volume targeted

Commercial characteristics

Builders’ merchants and hardware groups

40%

Volume anchor and credit quality; lower price per unit but reliable offtake and faster payment; requires consistent supply and certification

Residential contractors and developers

30%

Better pricing and project-based demand, but concentrated credit exposure; requires disciplined credit vetting

Government, municipal and housing programmes

20%

Specification-driven and volume-rich; slow payment cycles and B-BBEE-weighted procurement; strong fit for block products

Direct retail and owner-builders

10%

Highest margin per unit, cash on collection, no credit risk; small volumes but valuable during the ramp

7.1 The credit problem, stated directly

Selling to contractors means extending credit to an industry with chronic insolvency. This plan carries a 1.5 per cent bad debt provision against revenue — R786 750 a year at Year 3 volumes — which is a deliberate charge, not a contingency.

Year 1

Year 2

Year 3

Year 4

Year 5

Revenue, R’000

35 343

44 631

52 450

58 479

63 685

Bad debt provision at 1.5%, R’000

530

669

787

877

955

Trade debtors at 40 days, R’000

3 873

4 891

5 748

6 409

6 979

Debtors as a share of revenue

11.0%

11.0%

11.0%

11.0%

11.0%

  • Credit vetting before first delivery, with a trade reference check and a company search on every new account.
  • Individual customer limits set against observed offtake rather than against what the buyer requests.
  • Stop-supply enforced at agreed arrears, by the system rather than by negotiation. A limit that is discussed is not a limit.
  • Credit insurance on the largest accounts, where concentration exceeds what the balance sheet can absorb.
  • A deliberate cash-and-merchant weighting during the ramp, when the business can least afford a bad debt.

7.2 Ramp strategy

Because cash break-even sits above 80 per cent of capacity by Year 3 and the plant is below it in Year 1, the sales plan must front-load. The plan targets signed supply agreements covering 40 to 50 per cent of capacity before commissioning, achieved by appointing the sales manager six months ahead of production and pre-selling from the plant specification and a sample batch produced on the supplier’s demonstration machine.

Appointing a sales manager before there is a product to sell feels premature and costs money during a period with no revenue. It is nonetheless the single highest-return expenditure in the implementation timeline, because it converts the ramp from a hope into a contracted schedule. Commissioning a plant and then looking for customers is the most common way brick start-ups fail, and the base case in this plan shows the business cannot afford a slow ramp.