Khula Retail — Exit Strategy & Investor Returns

Exit pathways — trade sale, franchise/replication and recapitalisation — and the indicative investor-return analysis over the planning horizon.

Khula Retail Business PlanSection 14 › Exit Strategy & Investor Returns

Section 14 · Business Plan

Exit Strategy & Investor Returns

Exit pathways — trade sale, franchise/replication and recapitalisation — and the indicative investor-return analysis over the planning horizon.

14.1 Exit Pathway Options

The Company has been designed with a clear understanding that
institutional and strategic investors require defined liquidity
pathways. Three exit options have been considered and are presented
below in order of estimated likelihood:

14.1.1 Trade Sale to Larger Retailer or Buying Group

South Africa’s mid-market retail consolidation cycle has accelerated
since 2023, with multiple national chains making strategic acquisitions
of regional independents to accelerate footprint expansion in catchments
where greenfield development is slow. By Year 5, Khula Retail expects to
operate three stores generating combined revenue of R19.8 million and
EBITDA of approximately R4.1 million. At trade-sale multiples observed
in recent comparable South African transactions (typically 5–7x EBITDA
for profitable independents), this implies a Year-5 enterprise value of
R20–R29 million — providing the equity holders with a 4–6x return on
invested equity over five years.

14.1.2 Buy-Out by Founders / Management

By Year 5, the Company is forecast to be debt-light and strongly
cash-generative, with a closing cash balance of R7.2 million and
generating R3.5 million in annual operating cash flow. These dynamics
make a founder-led buyout of the strategic equity partner a credible
alternative to a third-party trade sale, financed through a combination
of accumulated cash reserves and modest re-leveraging.

14.1.3 Continuation as Dividend-Paying Going Concern

Should neither a trade sale nor a buy-out be the preferred outcome at
Year 5, the business by then operates as a profitable, cash-generative
going concern paying dividends at approximately 30% of net profit. For
an investor with a long-horizon perspective, this represents a yield of
approximately 18% per annum on original investment by Year 5, exclusive
of any future capital appreciation.

14.2 Indicative Exit Valuation

Valuation Method Multiple Year-5 EBITDA Implied EV (R)
EV / EBITDA — low 5.0x R4.05m R20.3 million
EV / EBITDA — central 6.0x R4.05m R24.3 million
EV / EBITDA — high 7.0x R4.05m R28.4 million
EV / Revenue — central 1.2x R19.8m revenue R23.8 million
DCF (10% perpetuity growth, 18% WACC) R26.6 million

Table 35. Indicative Year-5 exit valuation range

14.3 Returns to Strategic Equity Partner

Scenario Investment 20% Stake at Year 5 Multiple IRR
Pessimistic exit (5x EBITDA) R1.0m R4.06m 4.06x 32.3%
Central exit (6x EBITDA) R1.0m R4.86m 4.86x 37.2%
Optimistic exit (7x EBITDA) R1.0m R5.68m 5.68x 41.5%

Table 36. Strategic equity partner returns analysis

Confidential — this business plan is provided to prospective investors and lenders for evaluation purposes only and may not be reproduced or distributed without the written consent of Khula Retail (Pty) Ltd.