Velocity Auto Restore — Conclusion

The closing investment case, summarising why Velocity Auto Restore represents a compelling technology-driven collision-repair platform opportunity for equity investors and lenders.

Velocity Auto Restore Business PlanSection 17 › Conclusion

Section 17 · Business Plan

Conclusion

The closing investment case, summarising why Velocity Auto Restore represents a compelling technology-driven collision-repair platform opportunity for equity investors and lenders.

Velocity Auto Restore Group represents a scalable, technology-enabled
automotive repair platform positioned to capitalise on the long-term,
non-discretionary growth of South Africa’s collision-repair and
insurance-repair industry. The opportunity rests on durable foundations:
a large and growing vehicle parc, persistent accident frequency, an
insurer-funded claims pipeline, rising repair values, and a fragmented,
capacity-constrained supply side ripe for professional
consolidation.

Drawing on the operational strengths demonstrated by established
affordable-repair operators and insurer-focused networks, Velocity
combines operational scale, insurance integration, technology-driven
workflow management, fleet partnerships, customer transparency and
OEM-quality standards to create a highly bankable, investor-grade
automotive-services business capable of becoming a leading regional
autobody repair platform in Southern Africa.

The Company seeks R165 million to execute a
disciplined, phased rollout that proves the model and reaches
profitability in Gauteng before scaling nationally and, ultimately,
regionally. The financial projections — R620 million of revenue and R149
million of EBITDA by Year 5, at a 24% margin, with a target equity IRR
of 26–34% — reflect penetration-led growth that does not depend on
heroic market-share assumptions, underpinned by a conservative capital
structure and clear, mitigated risks.

Capital sought
R165m
Year 5 revenue
R620m
Year 5 EBITDA margin
24%
Target equity multiple
4.2x
Velocity Auto Restore Group is positioned to restore not
only vehicles, but investor confidence in a resilient, recurring, and
consolidating South African industry.

Confidential — this business plan is provided to prospective investors and lenders for evaluation purposes only and may not be reproduced or distributed without the written consent of Velocity Auto Restore Group (Pty) Ltd.