GrainCore — Executive Summary

The key financial highlights and the investment opportunity at a glance for GrainCore.

GrainCore Business PlanSection 1 › Executive Summary

Section 1 · Business Plan

Executive Summary

The key financial highlights and the investment opportunity at a glance for GrainCore.

GrainCore Milling & Foods (Pty) Ltd is a proposed vertically
integrated wheat and maize milling enterprise that will produce staple
food products for the South African and broader Southern African
Development Community (SADC) markets. The Company seeks R720 million in
blended debt and equity funding to establish a modern, high-capacity
milling, packaging, warehousing, and distribution platform anchored in
Gauteng, with subsequent expansion into KwaZulu-Natal and regional
export markets.

Maize meal and wheat flour are the two most consumed food categories
in South Africa. Maize is the country’s primary staple, with white maize
meal consumption of approximately 75–81 kilograms per person per year,
while wheat is the second most important grain, at roughly 60 kilograms
per person per year. Together these two commodities underpin national
food security and represent a structurally resilient demand base that is
relatively insensitive to economic cycles — in periods of low growth,
consumers shift toward cheaper maize-based staples, reinforcing
volumes.

The investment thesis rests on four pillars: (1) durable, defensive
staple-food demand; (2) the economics of scale and vertical integration
demonstrated by established operators such as Premier FMCG; (3) a
current industry inflection point in which oversupply and consolidation
are forcing inefficient capacity out of the market — most notably Tiger
Brands’ announced exit from maize milling — creating an opening for an
efficient new entrant; and (4) growing regional export demand into SADC
markets affected by drought.

1.1 Key Financial Highlights

The Company’s five-year financial model projects strong revenue
growth as installed milling capacity ramps toward full utilisation,
supported by industry-typical gross margins of approximately 33–42% and
EBITDA margins stabilising around 21%.

Metric (R’m unless stated) Year 1 Year 2 Year 3 Year 4 Year 5
Revenue 861 1,757 2,291 2,713 2,956
Gross profit 358 610 779 914 990
EBITDA 211 371 484 576 624
EBITDA margin 24.5% 21.1% 21.1% 21.2% 21.1%
Net profit after tax 84 201 292 367 412
Closing cash balance 67 104 261 496 784
Figure 1.1
Figure 1.1 — Revenue, EBITDA and net profit trajectory with margin overlay (Years 1–5).

1.2 The Investment Opportunity at a Glance

Funding sought R720,000,000 (R430m debt : R290m equity, ~60:40)
Use of funds Greenfield milling plant, silos, warehousing, packaging, logistics and working capital
Installed capacity 180,000 t/annum maize + 120,000 t/annum wheat (Phase 1)
Year 5 revenue R2.96 billion
Year 5 EBITDA R624 million (21.1% margin)
Project IRR (5-yr, 5.5x exit) Approximately 53% (see sensitivity, Section 19)
Equity payback Within Year 3 on cumulative earnings
Debt fully amortised By end of Year 5
Employment created Approximately 320 direct jobs at full ramp

The balance of this Plan sets out, in detail, the market and
competitive analysis, operational and technology strategy, ESG
framework, implementation roadmap, full financial statements, risk
analysis, and funding and exit strategy that together substantiate this
opportunity.

Confidential — this business plan is provided to prospective investors and lenders for evaluation purposes only and may not be reproduced or distributed without the written consent of GrainCore Milling & Foods (Pty) Ltd.