Spice Route Kitchens Business Plan — Appendix C: Glossary & Methodology

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Appendix C · 23 of 23

Glossary & Methodology

Term

Definition

EBITDA

Earnings before interest, tax, depreciation and amortisation

MOIC

Multiple on invested capital: exit equity value divided by equity invested

IRR

Internal rate of return on the equity cash-flow profile

DSCR

Debt-service cover ratio (used in the illustrative debt-capacity analysis)

HACCP

Hazard Analysis and Critical Control Points — food-safety management system

Cloud kitchen

Delivery-only production facility without a dine-in front of house

Fine-casual

Premium quality and experience at accessible, repeatable price points

NWC

Net working capital: inventory plus receivables less payables

SAM / SOM

Serviceable addressable / obtainable market

Methodology and basis of preparation

This plan was prepared from the sponsor brief with headline revenue and EBITDA preserved exactly. All statements below EBITDA were independently modelled: depreciation on a component basis from the capex register; South African corporate tax at 27% with assessed-loss carry-forward; and working capital at 5% of revenue. The base case is funded with R18 million of equity (no debt); a debt-capacity overlay is provided for the lender audience. The income statement, balance sheet and cash flow are integrated so the balance sheet ties to zero in every year, enforced by an automated assertion (maximum difference: 0.0). Returns, scenarios and the debt-capacity illustration were computed independently. Market statistics are directional estimates from public industry sources current to mid-2026 and should be re-verified in due diligence. This document is not an offer of securities.

Spice Route Kitchens (Pty) Ltd · Business Plan & Investment Prospectus · July 2026 · Private & Confidential