Umthombo Springs Business Plan — Annexure G: Detailed Risk Register

Independent hydrogeological assessment; monitoring boreholes; conservative abstraction; automatic reduction protocol

Annexure G: Detailed Risk Register

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Risk

Likelihood

Impact

Mitigation

Owner

Spring yield below assessment

Low

Very High

Independent hydrogeological assessment; monitoring boreholes; conservative abstraction; automatic reduction protocol

Chairperson / COO

Water use licence conditions tightened

Low

High

Conservative abstraction; full compliance record; catchment protection exceeding requirements

CEO

Series A insufficient to month 24

Medium

High

Increase round, bring Series B forward, or arrange a working capital facility

CFO

Series B not raised on terms

Medium

High

Milestones defined and dated; monthly cash runway reporting with a defined trigger

CEO / CFO

Commissioning delay

Medium

Medium

Experienced COO; supplier installation and performance guarantees; contingency

COO

FSSC 22000 certification delay

Medium

High

Consultants appointed early; programme begins month 14; SADC PET proceeds on lighter certification

COO

Destination registration refused or delayed

Low

Medium

Multiple markets pursued in parallel; no single market exceeds 20% of the export plan

Export Director

PET resin and glass price inflation

High

Medium

Annual supply agreements; light-weighting; domestic glass sourcing; six-monthly price review

COO / CFO

Sea freight cost or capacity shock

Medium

Medium

FOB terms on most volume; two forwarder relationships; premium margin absorbs moderate increases

Export Director

Export receivable default

Medium

Medium

Letters of credit for new markets; export credit insurance; open account only on payment history

CFO

Domestic price competition

High

Medium

Domestic treated as fixed-cost absorption; regional and channel focus, not national grocery contest

CEO

Sustained rand strength

Medium

Medium

Structural exposure is favourable; forward cover on confirmed orders only

CFO

Water quality incident

Low

Very High

Batch hold-and-release; accredited laboratory; full traceability; product liability insurance

COO

Catchment encroachment or contamination

Low

Very High

Fenced protection zone; conservation servitude; quarterly inspection; community stewardship programme

COO

Key-person loss

Medium

Medium

Employee option pool; documented processes; board depth

Board