ReclaimHub Business Plan › Section 23 › ESG & Development Impact

ReclaimHub’s development impact is intrinsic to its business model
rather than bolted on — which is what makes it fundable by development
finance institutions such as the DBSA and IDC.

• Circular economy: extends product lifecycles and
  diverts significant e-waste from landfill through refurbishment and
  resale.
• Financial inclusion: provides regulated,
  transparent, over-collateralised secured credit to a population largely
  excluded from mainstream unsecured lending.
• Employment: creates direct retail, refurbishment
  and lending jobs and supports indirect employment through franchising
  and the informal intake supply chain.
• Affordability: widens access to affordable
  electronics, tools and appliances for low- and middle-income
  households.
• Formalisation: brings informal pawn and resale
  activity into a compliant, consumer-protected framework.

Confidential — this business plan is provided to prospective investors and lenders for evaluation purposes only and may not be reproduced or distributed without the written consent of ReclaimHub Retail Group (Pty) Ltd.