TitanForge — Projected Cash Flow & Debt Service

The projected cash flow and debt service, the debt-service cover and the distributions underpinning TitanForge.

TitanForge Business PlanSection 23 › Projected Cash Flow & Debt Service

Section 23 · Business Plan

Projected Cash Flow & Debt Service

The projected cash flow and debt service, the debt-service cover and the distributions underpinning TitanForge.

R billion Y1 Y2 Y3 Y4 Y5 Y6 Y7 Y8 Y9 Y10
EBITDA 5.2 6.8 9.3 13.5 19.8 27.0 35.2 43.6 51.8 58.5
Tax paid (0.6) (0.7) (0.8) (1.4) (2.8) (4.6) (6.8) (9.1) (11.3) (13.1)
Working capital movement (2.0) (0.4) (0.7) (1.1) (1.4) (1.7) (2.0) (2.2) (2.1) (2.2)
Operating cash flow 2.6 5.6 7.8 11.0 15.6 20.7 26.4 32.3 38.4 43.2
Programme capex (9.0) (19.5) (25.0) (20.0) (12.5) (4.0) (0.0) (0.0) (0.0) (0.0)
Sustaining capex (1.0) (1.2) (1.6) (2.1) (2.8) (3.7) (4.7) (5.8) (6.8) (7.9)
Free cash flow pre-financing -7.4 -15.1 -18.8 -11.1 0.3 13.0 21.7 26.6 31.6 35.4
Equity drawdowns 5.7 10.2 13.0 10.4 6.5 2.1 0.0 0.0 0.0 0.0
Debt drawdowns 5.3 9.3 12.0 9.6 6.0 1.9 0.0 0.0 0.0 0.0
Debt repayments (1.0) (1.0) (2.8) (4.9) (5.6) (5.9) (4.9) (4.9) (4.9) (4.9)
Interest paid (0.9) (1.6) (2.6) (3.4) (3.6) (3.5) (2.9) (2.4) (1.9) (1.4)
Dividends paid (1.3) (2.6) (4.3) (10.1) (13.5) (16.8) (19.5)
Net cash movement 1.7 1.9 0.8 -0.6 0.9 3.3 3.7 5.7 8.0 9.6
Closing cash 3.7 5.5 6.4 5.7 6.6 9.9 13.6 19.3 27.3 36.9
Figure 18
Figure 18: Cash flow composition: self-funding from Year 6

19.1 Debt service cover

Cash flow available for debt service (CFADS) is computed as EBITDA
less tax, working capital movement and sustaining capex. Base-case DSCR
is 0.82x in Year 1 — below 1.0x — because legacy amortisation of R1.0bn
coincides with peak construction and the working capital build. From
Year 2 the ratio recovers, dips to 1.08–1.16x in Years 3–4 as programme
amortisation begins, then climbs steeply to above 5x by Year 10. Under a
15% EBITDA haircut, coverage falls below 1.0x in Years 1, 3 and 4.

Figure 19
Figure 19: DSCR base and downside: the structuring problem is Years 1–4
Structural mitigants proposed for the Y1–Y4 coverage
gap

With mitigants 1–3 implemented, downside DSCR remains above 1.05x
in all years — the plan recommends lenders condition financial close on
all three.

19.2 Distributions

Figure 20
Figure 20: Dividend flow: R68bn cumulative from Year 4 under the 35%→55% payout policy

Confidential — this business plan is provided to prospective investors and lenders for evaluation purposes only and may not be reproduced or distributed without the written consent of TitanForge Resources & Infrastructure Holdings.