Nexora Capital — Exit Strategy

The exit routes - JSE listing, strategic acquisition and secondary - available to equity investors over the investment horizon.

Nexora Capital Business PlanSection 31 › Exit Strategy

Section 31 · Business Plan

Exit Strategy

The exit routes – JSE listing, strategic acquisition and secondary – available to equity investors over the investment horizon.

  • JSE listing: IPO-readiness workstreams complete
    by M60; a listed SA fintech lender with 350k customers and rated funding
    would be a scarce asset on the exchange.
  • Strategic acquisition, global fintech:
    international processors and platforms (Stripe, Block, Adyen) acquiring
    African SME distribution and licensing; precedent exists in
    payments.
  • Banking consolidation: acquisition by a bank or
    bank-adjacent group seeking a proven SME digital franchise, Tyme Group’s
    acquisition of Retail Capital is the direct precedent.
  • Private equity buyout: secondary sale to growth
    or buyout capital once cash generation is established
    (FY2031+).

The credible-acquirer set is broadest if the non-lending revenue mix
delivers, since platform acquirers pay platform multiples, reinforcing
the valuation section’s conclusion that the diversification strategy is
also the exit strategy.

Confidential — this business plan is provided to prospective investors and lenders for evaluation purposes only and may not be reproduced or distributed without the written consent of Nexora Capital (Pty) Ltd.