The Pie Foundry Business Plan — Appendix C: Glossary & Methodology

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Glossary & Methodology

Term

Definition

EBITDA

Earnings before interest, tax, depreciation and amortisation

DSCR

Debt-service cover ratio: operating cash flow divided by interest plus principal

MOIC

Multiple on invested capital: exit equity value divided by equity invested

IRR

Internal rate of return on the equity cash-flow profile

HACCP

Hazard Analysis and Critical Control Points — food-safety management system

QSR

Quick-service restaurant

NWC

Net working capital: inventory plus receivables less payables

SAM / SOM

Serviceable addressable / obtainable market

Royalty

Ongoing percentage-of-turnover fee paid by a franchisee

Methodology and basis of preparation

This plan was prepared from the sponsor brief with headline revenue and EBITDA preserved exactly. All statements below EBITDA were independently modelled: depreciation on a component basis from the capex register; interest on a term-debt facility; South African corporate tax at 27% with assessed-loss carry-forward; and working capital at 8% of revenue. The income statement, balance sheet and cash flow are integrated so that the balance sheet ties to zero in every year, enforced by an automated assertion (maximum difference: 0.0). Returns, DSCR and scenario outcomes were computed independently. Market statistics are directional estimates from public industry sources current to mid-2026 and should be re-verified in due diligence. This document is not an offer of securities.

The Pie Foundry (Pty) Ltd · Business Plan & Investment Prospectus · July 2026 · Private & Confidential